The Financial Crisis of
2009-2010

Mutual funds are relatively safe type of investment. Investors FastTrack suggests that individual investors and money managers invest primarily in mutual funds. Without meaning to trivialize the nation's serious problems, you can minimize the crisis when you,

• Own the right mutual funds 

• Use FastTrack selection techniques.

Mutual Funds are highly regulated, federally insured against fraud, and moderately volatile. Mutual Funds ARE derivatives which aggregate other securities into a single offering. However, they are transparent derivatives. That means, that their value is reasonably easy to determine. Further the cost of owing and trading mutual funds is low compared to other forms of investment. These qualities make funds an ideal investment for individuals and money managers.

Relatively Safe Investments

Every investment has a levels of risk and return. In theory, the more risk an investor takes, the more return he can expect. Of all types investments, mutual funds most closely achieve expected ratio levels of risk and return. Indeed it is the task of the professional fund manager to maintain his risk/return ratio even it it means lower returns for his fund.

Paul Charbonnet,
Founding Partner
If you are ever unhappy with the quality of our services, I would like to hear from you personally at 866-295-0166

Investors FastTrack
PO Box 77577 (Zip 70879)
14490 Tiger Bend Road
Baton Rouge LA 70817

But Not All Funds are Created Equal

There are funds which invest extensively in nontransparent derivatives including, but not limited to, options, futures, currencies, CMOs,  and credit swaps  which are difficult to understand and difficult to determine value. These funds should be avoided. Small positions in these derivative instruments are acceptable, and, when used properly, positively affect the risk/return ratios of a mutual fund. FastTrack will help you find the best funds.

Mutual Fund Challenges

• There are more there are 27,000 funds priced by NASDAQ at the close of each market day. The great majority of these funds have poor risk-adjusted return and are not worth consideration. FastTrack will narrow the choices.

• Mutual fund prospectuses, as required by government regulation, are unreadable and of no value whatsoever in the effort to pick the "best" fund. FastTrack is easy to read and will help pick the best fund for you..

• Most fund compaies are reluctant to release information that can easily be evaluated independently. They rely instead on the sales efforts of their commissioned salesmen and the output of their marketing departments.  FastTrack presents the information you need to make decisions.

• Independent mutual fund advice tends to come from inexperienced authors and often biased sources. Your use of FastTrack will tell you who is a guru and who is a charlatan.

• End of year list of the best and worst funds is of very little value. However, FastTrack's periodic comparisons will be a great help .

Your Personal Challenge

FastTrack techniques are not time-consuming. You just  pick a strategy, then follow it several times a year. FastTrack is not a get-rich-quick scheme. FastTrack will not get all of the money you have lost back instantly. However, with FastTrack you can begin the two-step recovery process 

1. retaining what you still have 

2. appropriately investing in the future. 

We will Help You

The above 20+ year chart starting 9/1/1988 illustrates a simple FastTrack trading strategy (in red) that moves a small part of assets quarterly among the three funds (green, yellow, purple) shown. These are all noload Vanguard funds: International Growth, S&P-500, and Ginnie Mae Mortgage bonds. The result is a 12.76% gain  annually for twenty years. There were three down calendar years that averaged a -5.3% loss the worst being -8.3% in 1990. The loss from the 10/31/2007 top is -11.81% versus a -44.66% loss in the S&P 500 fund. There was no market timing or money market involved in this portfolio. Virtually any three diverse Vanguard funds used in the same strategy  produces good risk-adjusted returns. 

Technical detail: The red line is computed using the  FT Quarterly Momentum Return Model.

A Final Personal Comment

When I first started FastTrack, I was thinking market timing . . . It was just a year past the 1987 crash.  . . but timing is difficult. Selection and diversification based on relative performance proved much more reliable.

It took me many years to figure this out.  FastTrack techniques are not widely used because (1) You have to use mutual funds. (2) the data has to be clean and dividend- adjusted (3) You have to have plenty of data.  Nobody has quantity and quality data like FastTrack!

It is all laid out here for you. Try my product! You will profit the years to come.

Paul Charbonnet, Founding Partner.